Car finance for used cars in Dunstable
Houghton Motors arranges finance on the used cars we sell, for customers across the UK, with terms from 6 to 60 months.
If you have had trouble getting a used car elsewhere, give us a call to see if we can help. We have flexible finance deals to suit all budgets.
How does car finance work at Houghton Motors?
- Choose your car. Pick a car from our stock, or tell us your budget and we will suggest some that fit it.
- Send a finance enquiry. Fill in the form on this page with your details, address history and employment history. It is not an application and you are under no obligation.
- We approach lenders. We work with a number of carefully selected credit providers and look for a finance deal that suits you.
- Get a written quotation. We explain what is on offer. Written quotations are available on request.
- Collect your car. If you are happy with the offer, you sign the agreement with the lender and arrange a time to collect.
What do I need for a finance enquiry?
- Your name, contact details and date of birth.
- At least 3 years of address history.
- At least 3 years of employment history and your annual income.
- The amount of credit you want, your preferred deposit and a loan term between 6 and 60 months.
- The registration of the car you are interested in, if you have one in mind. See every car in stock.
Can I get car finance with bad credit?
Possibly. If you have had trouble getting a used car elsewhere, call us on 01582 862 222 and we will see if we can help. Finance is always subject to status, so nobody can promise an approval before a lender has looked at your details.
Where can I get independent advice on car finance?
MoneyHelper gives free, impartial guidance on paying for a car. You can check that any firm offering you credit is authorised on the Financial Services Register. Bringing a car to trade in can reduce what you need to borrow: see part exchange.
Finance enquiry form
The details you give on this form are used to deal with your enquiry and may be shared with a third party if that is needed to process it. See our privacy notice.
Please note: this is not an application for finance and you are under no obligation to accept any finance that may be offered to you. This form is simply a facility for us to make enquiries into any potential finance deal that may be available to you. Written quotations are available on request. Finance available subject to status. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
Car finance questions
Is the enquiry form a finance application?
No. It is a way for us to make enquiries into any finance deal that may be available to you. You are under no obligation to accept anything that is offered.
How long can I spread the cost over?
You can ask for a loan term of 6, 12, 24, 36, 48 or 60 months on the enquiry form.
Do I need a deposit?
You tell us your preferred deposit on the form, and we look for a deal to match.
Is Houghton Motors the lender?
No. We are a credit broker, not a lender. We introduce you to credit providers who may be able to offer you finance for your purchase.
Is finance guaranteed?
No. Finance is available subject to status, so a lender has to look at your details before making an offer.